Do I Need To Payback My Health Insurance?
The simple answer is often times "yes". The amount you owe will depend on the details of your insurance contract or certain provisions of state and federal law if you have Medicare or Medicaid.
Often times when someone is injured in an accident, their own health insurance will kick in and cover the cost for their medical care, as it should. Many personal injury cases could take months and often years to resolve. While both sides try to figure out an agreement on liability and damages, the injured party can not just wait for medical care. This is why your health insurance picks up the cost.
However, your health insurer will also have a lien or right to reimbursement, meaning that when you settle your case or receive a jury award, you will also need to pay back your insurance.
How a Lawyer Helps
Part of the lawyers responsibility in resolving a claim is to make sure all liens are also paid off. The last thing a client needs is to have received money and then get hit with a bill for past medical care. Your lawyer should review all insurance contracts you have entered, assist in having your bills paid and upon resolution of your case, a lawyer can negotiate with your health insurance and health care providers on any outstanding bills and liens. This could result in you paying less then what may be initially owed.
If You Have Any Questions Regarding a Car Accident In Florida or Any Other Injury
Please contact Clifton Law Office, you can reach me at my contact page online or call me directly at 904-209-4883.