Not only did you suffer serious injuries because someone was careless or negligent, but you were unable to work for weeks and lost the income you and your family depend on. While this is a frustrating situation to be in, there may be a light at the end of the tunnel. Along with recovering money to pay your medical expenses from the at-fault party or your insurance company, you may also be able to recover the income you lost while you were unable to work.
How to Qualify for Payment of Lost Wages
In a Florida personal injury claim, you should be able to recover everything you lost because of the accident if you can prove that the other party was at fault. Whether it is a premises liability case—such as a slip and fall, dog bite, or inadequate security claim—or a motor vehicle accident, the person responsible for the incident that left you injured is liable for all of your losses, including income you may have lost while you were unable to work. To prove your wage losses, you will need the following:
- A medical report. It is not enough to simply not feel like going to work after an accident. You must have a doctor’s assessment that says you were medically unable to perform your job duties as a direct result of the injuries caused by the accident. That is why seeking immediate medical attention after the incident is vital to a complete financial recovery.
- Wage documents. You will also need to verify through a W-2 or paystub what you were earning before the accident and how much you lost by not working.
- Verification from your employer. You will need your employer to write a letter confirming important information such as the dates you missed work, your rate of pay, and the number of hours you should have worked during the time you were injured.
If you were able to take sick time or vacation days to recover from your injuries, you should be reimbursed for that time by the wage-loss settlement.
Recovering Lost Wages in a No-Fault State
Because Florida is a no-fault state for auto accidents, you will have to meet certain thresholds in order to recover lost wages from the at-fault party. If your medical expenses exceed $10,000, you may be able to sue the at-fault driver for lost wages as well as medical costs. If your injuries are not that costly, you should be able to collect lost wages from the personal injury protection (PIP) coverage on your own auto insurance policy.
Clifton Law Office Can Help
It can be difficult to figure out who owes you what following an accident in Florida. Jacksonville Beach personal injury attorney Doug Clifton will make sure you recover the damages you deserve following an accident that wasn’t your fault. Whether this means filing suit against the at-fault party or negotiating for maximum policy amounts from your own insurance company, Doug is here for you. Contact us today to schedule a free consultation.